Call report 2024Q4
TROY BANK & TRUST COMPANY — 2024Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,517,551,000 | USD | evidence → |
| Total loans | 998,670,000 | USD | evidence → |
| Allowance for loan losses | 13,143,000 | USD | evidence → |
| Securities available for sale | 396,044,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,336,678,000 | USD | evidence → |
| Interest-bearing deposits | 1,059,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 276,851,000 | USD | evidence → |
| Equity capital | 165,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,143,000 | USD | evidence → |
| Interest expense | 31,307,000 | USD | evidence → |
| Net interest income | 48,836,000 | USD | evidence → |
| Noninterest income | 7,427,000 | USD | evidence → |
| Noninterest expense | 33,416,000 | USD | evidence → |
| Provision for loan losses | 1,150,000 | USD | evidence → |
| Pretax income | 21,162,000 | USD | evidence → |
| Income tax | 4,768,000 | USD | evidence → |
| Net income | 16,394,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 186,195,000 | USD | evidence → |