Call report 2025Q2
TROY BANK & TRUST COMPANY — 2025Q2
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,580,830,000 | USD | evidence → |
| Total loans | 1,008,898,000 | USD | evidence → |
| Allowance for loan losses | 13,135,000 | USD | evidence → |
| Securities available for sale | 384,415,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,392,638,000 | USD | evidence → |
| Interest-bearing deposits | 1,072,934,000 | USD | evidence → |
| Noninterest-bearing deposits | 319,704,000 | USD | evidence → |
| Equity capital | 173,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,642,000 | USD | evidence → |
| Interest expense | 13,855,000 | USD | evidence → |
| Net interest income | 26,787,000 | USD | evidence → |
| Noninterest income | 3,566,000 | USD | evidence → |
| Noninterest expense | 16,919,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 11,885,000 | USD | evidence → |
| Income tax | 2,239,000 | USD | evidence → |
| Net income | 9,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 193,653,000 | USD | evidence → |