Call report 2005Q1
TROY BANK & TRUST COMPANY — 2005Q1
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,963,000 | USD | evidence → |
| Total loans | 241,599,000 | USD | evidence → |
| Allowance for loan losses | 3,697,000 | USD | evidence → |
| Securities available for sale | 80,357,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,573,000 | USD | evidence → |
| Interest-bearing deposits | 245,318,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,255,000 | USD | evidence → |
| Equity capital | 26,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,959,000 | USD | evidence → |
| Interest expense | 1,750,000 | USD | evidence → |
| Net interest income | 3,209,000 | USD | evidence → |
| Noninterest income | 617,000 | USD | evidence → |
| Noninterest expense | 2,005,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,715,000 | USD | evidence → |
| Income tax | 499,000 | USD | evidence → |
| Net income | 1,216,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,021,000 | USD | evidence → |
| Total capital | 29,308,000 | USD | evidence → |
| Risk-weighted assets | 262,530,000 | USD | evidence → |