Call report 2005Q2
TROY BANK & TRUST COMPANY — 2005Q2
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,335,000 | USD | evidence → |
| Total loans | 259,041,000 | USD | evidence → |
| Allowance for loan losses | 3,791,000 | USD | evidence → |
| Securities available for sale | 78,672,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 290,723,000 | USD | evidence → |
| Interest-bearing deposits | 248,055,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,668,000 | USD | evidence → |
| Equity capital | 26,836,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,274,000 | USD | evidence → |
| Interest expense | 3,771,000 | USD | evidence → |
| Net interest income | 6,503,000 | USD | evidence → |
| Noninterest income | 1,267,000 | USD | evidence → |
| Noninterest expense | 4,065,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 3,497,000 | USD | evidence → |
| Income tax | 1,053,000 | USD | evidence → |
| Net income | 2,444,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,346,000 | USD | evidence → |
| Total capital | 29,833,000 | USD | evidence → |
| Risk-weighted assets | 278,661,000 | USD | evidence → |