Call report 2004Q4
TROY BANK & TRUST COMPANY — 2004Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 337,630,000 | USD | evidence → |
| Total loans | 235,146,000 | USD | evidence → |
| Allowance for loan losses | 3,650,000 | USD | evidence → |
| Securities available for sale | 83,503,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,006,000 | USD | evidence → |
| Interest-bearing deposits | 246,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,246,000 | USD | evidence → |
| Equity capital | 25,622,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,394,000 | USD | evidence → |
| Interest expense | 6,380,000 | USD | evidence → |
| Net interest income | 12,014,000 | USD | evidence → |
| Noninterest income | 2,304,000 | USD | evidence → |
| Noninterest expense | 8,019,000 | USD | evidence → |
| Provision for loan losses | 864,000 | USD | evidence → |
| Pretax income | 5,619,000 | USD | evidence → |
| Income tax | 1,487,000 | USD | evidence → |
| Net income | 4,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,084,000 | USD | evidence → |
| Total capital | 28,280,000 | USD | evidence → |
| Risk-weighted assets | 255,193,000 | USD | evidence → |