Call report 2004Q3
TROY BANK & TRUST COMPANY — 2004Q3
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,652,000 | USD | evidence → |
| Total loans | 228,377,000 | USD | evidence → |
| Allowance for loan losses | 3,512,000 | USD | evidence → |
| Securities available for sale | 86,465,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,062,000 | USD | evidence → |
| Interest-bearing deposits | 238,434,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,628,000 | USD | evidence → |
| Equity capital | 24,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,555,000 | USD | evidence → |
| Interest expense | 4,682,000 | USD | evidence → |
| Net interest income | 8,873,000 | USD | evidence → |
| Noninterest income | 1,676,000 | USD | evidence → |
| Noninterest expense | 5,915,000 | USD | evidence → |
| Provision for loan losses | 648,000 | USD | evidence → |
| Pretax income | 4,170,000 | USD | evidence → |
| Income tax | 1,126,000 | USD | evidence → |
| Net income | 3,044,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,264,000 | USD | evidence → |
| Total capital | 27,386,000 | USD | evidence → |
| Risk-weighted assets | 249,407,000 | USD | evidence → |