Call report 2004Q2
TROY BANK & TRUST COMPANY — 2004Q2
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 329,323,000 | USD | evidence → |
| Total loans | 218,699,000 | USD | evidence → |
| Allowance for loan losses | 3,333,000 | USD | evidence → |
| Securities available for sale | 90,401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,616,000 | USD | evidence → |
| Interest-bearing deposits | 228,897,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,719,000 | USD | evidence → |
| Equity capital | 23,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,751,000 | USD | evidence → |
| Interest expense | 3,052,000 | USD | evidence → |
| Net interest income | 5,699,000 | USD | evidence → |
| Noninterest income | 1,065,000 | USD | evidence → |
| Noninterest expense | 3,959,000 | USD | evidence → |
| Provision for loan losses | 432,000 | USD | evidence → |
| Pretax income | 2,481,000 | USD | evidence → |
| Income tax | 628,000 | USD | evidence → |
| Net income | 1,853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,322,000 | USD | evidence → |
| Total capital | 26,370,000 | USD | evidence → |
| Risk-weighted assets | 242,764,000 | USD | evidence → |