Call report 2004Q1
TROY BANK & TRUST COMPANY — 2004Q1
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,172,000 | USD | evidence → |
| Total loans | 211,777,000 | USD | evidence → |
| Allowance for loan losses | 3,198,000 | USD | evidence → |
| Securities available for sale | 92,975,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,990,000 | USD | evidence → |
| Interest-bearing deposits | 219,990,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,000,000 | USD | evidence → |
| Equity capital | 23,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,308,000 | USD | evidence → |
| Interest expense | 1,524,000 | USD | evidence → |
| Net interest income | 2,784,000 | USD | evidence → |
| Noninterest income | 526,000 | USD | evidence → |
| Noninterest expense | 1,998,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 1,174,000 | USD | evidence → |
| Income tax | 387,000 | USD | evidence → |
| Net income | 787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,384,000 | USD | evidence → |
| Total capital | 25,299,000 | USD | evidence → |
| Risk-weighted assets | 232,922,000 | USD | evidence → |