Call report 2003Q4
TROY BANK & TRUST COMPANY — 2003Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,531,000 | USD | evidence → |
| Total loans | 208,172,000 | USD | evidence → |
| Allowance for loan losses | 2,977,000 | USD | evidence → |
| Securities available for sale | 85,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 253,179,000 | USD | evidence → |
| Interest-bearing deposits | 224,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,753,000 | USD | evidence → |
| Equity capital | 22,582,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,160,000 | USD | evidence → |
| Interest expense | 6,593,000 | USD | evidence → |
| Net interest income | 10,567,000 | USD | evidence → |
| Noninterest income | 1,967,000 | USD | evidence → |
| Noninterest expense | 7,058,000 | USD | evidence → |
| Provision for loan losses | 852,000 | USD | evidence → |
| Pretax income | 4,774,000 | USD | evidence → |
| Income tax | 1,369,000 | USD | evidence → |
| Net income | 3,405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,853,000 | USD | evidence → |
| Total capital | 24,706,000 | USD | evidence → |
| Risk-weighted assets | 228,152,000 | USD | evidence → |