Call report 2025Q1
WESTERN STATE BANK — 2025Q1
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,442,258,000 | USD | evidence → |
| Total loans | 2,121,320,000 | USD | evidence → |
| Allowance for loan losses | 37,105,000 | USD | evidence → |
| Securities available for sale | 58,103,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,128,023,000 | USD | evidence → |
| Interest-bearing deposits | 1,964,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,891,000 | USD | evidence → |
| Equity capital | 276,598,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,821,000 | USD | evidence → |
| Interest expense | 14,178,000 | USD | evidence → |
| Net interest income | 27,643,000 | USD | evidence → |
| Noninterest income | 2,611,000 | USD | evidence → |
| Noninterest expense | 14,574,000 | USD | evidence → |
| Provision for loan losses | 4,300,000 | USD | evidence → |
| Pretax income | 11,382,000 | USD | evidence → |
| Income tax | 2,788,000 | USD | evidence → |
| Net income | 8,594,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 278,090,000 | USD | evidence → |
| Total capital | 305,467,000 | USD | evidence → |
| Risk-weighted assets | 2,179,788,000 | USD | evidence → |