Call report 2024Q4
WESTERN STATE BANK — 2024Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,344,400,000 | USD | evidence → |
| Total loans | 2,103,815,000 | USD | evidence → |
| Allowance for loan losses | 34,797,000 | USD | evidence → |
| Securities available for sale | 54,607,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,033,967,000 | USD | evidence → |
| Interest-bearing deposits | 1,873,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 160,554,000 | USD | evidence → |
| Equity capital | 268,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 161,126,000 | USD | evidence → |
| Interest expense | 59,538,000 | USD | evidence → |
| Net interest income | 101,588,000 | USD | evidence → |
| Noninterest income | 12,099,000 | USD | evidence → |
| Noninterest expense | 55,991,000 | USD | evidence → |
| Provision for loan losses | 13,300,000 | USD | evidence → |
| Pretax income | 44,470,000 | USD | evidence → |
| Income tax | 7,844,000 | USD | evidence → |
| Net income | 36,626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 270,595,000 | USD | evidence → |
| Total capital | 297,894,000 | USD | evidence → |
| Risk-weighted assets | 2,175,779,000 | USD | evidence → |