Call report 2025Q2
WESTERN STATE BANK — 2025Q2
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,412,460,000 | USD | evidence → |
| Total loans | 2,194,938,000 | USD | evidence → |
| Allowance for loan losses | 38,528,000 | USD | evidence → |
| Securities available for sale | 59,327,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,065,220,000 | USD | evidence → |
| Interest-bearing deposits | 1,917,092,000 | USD | evidence → |
| Noninterest-bearing deposits | 148,128,000 | USD | evidence → |
| Equity capital | 285,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 86,471,000 | USD | evidence → |
| Interest expense | 28,327,000 | USD | evidence → |
| Net interest income | 58,144,000 | USD | evidence → |
| Noninterest income | 4,591,000 | USD | evidence → |
| Noninterest expense | 29,233,000 | USD | evidence → |
| Provision for loan losses | 7,225,000 | USD | evidence → |
| Pretax income | 26,061,000 | USD | evidence → |
| Income tax | 6,606,000 | USD | evidence → |
| Net income | 19,455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 286,901,000 | USD | evidence → |
| Total capital | 315,127,000 | USD | evidence → |
| Risk-weighted assets | 2,246,973,000 | USD | evidence → |