Call report 2005Q1
WESTERN STATE BANK — 2005Q1
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,791,000 | USD | evidence → |
| Total loans | 194,920,000 | USD | evidence → |
| Allowance for loan losses | 7,709,000 | USD | evidence → |
| Securities available for sale | 30,369,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,341,000 | USD | evidence → |
| Interest-bearing deposits | 182,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,813,000 | USD | evidence → |
| Equity capital | 25,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,749,000 | USD | evidence → |
| Interest expense | 1,163,000 | USD | evidence → |
| Net interest income | 3,586,000 | USD | evidence → |
| Noninterest income | 597,000 | USD | evidence → |
| Noninterest expense | 2,579,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 1,550,000 | USD | evidence → |
| Income tax | 573,000 | USD | evidence → |
| Net income | 977,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,259,000 | USD | evidence → |
| Total capital | 27,857,000 | USD | evidence → |
| Risk-weighted assets | 202,704,000 | USD | evidence → |