Call report 2005Q2
WESTERN STATE BANK — 2005Q2
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,423,000 | USD | evidence → |
| Total loans | 202,765,000 | USD | evidence → |
| Allowance for loan losses | 7,971,000 | USD | evidence → |
| Securities available for sale | 30,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 196,661,000 | USD | evidence → |
| Interest-bearing deposits | 176,084,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,577,000 | USD | evidence → |
| Equity capital | 26,449,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,514,000 | USD | evidence → |
| Interest expense | 2,362,000 | USD | evidence → |
| Net interest income | 7,152,000 | USD | evidence → |
| Noninterest income | 1,496,000 | USD | evidence → |
| Noninterest expense | 5,239,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 3,139,000 | USD | evidence → |
| Income tax | 1,160,000 | USD | evidence → |
| Net income | 1,979,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,265,000 | USD | evidence → |
| Total capital | 28,931,000 | USD | evidence → |
| Risk-weighted assets | 207,994,000 | USD | evidence → |