Call report 2004Q4
WESTERN STATE BANK — 2004Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,631,000 | USD | evidence → |
| Total loans | 202,604,000 | USD | evidence → |
| Allowance for loan losses | 7,599,000 | USD | evidence → |
| Securities available for sale | 28,629,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,815,000 | USD | evidence → |
| Interest-bearing deposits | 185,340,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,475,000 | USD | evidence → |
| Equity capital | 24,620,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,152,000 | USD | evidence → |
| Interest expense | 4,610,000 | USD | evidence → |
| Net interest income | 14,542,000 | USD | evidence → |
| Noninterest income | 2,464,000 | USD | evidence → |
| Noninterest expense | 10,511,000 | USD | evidence → |
| Provision for loan losses | 1,006,000 | USD | evidence → |
| Pretax income | 5,518,000 | USD | evidence → |
| Income tax | 1,881,000 | USD | evidence → |
| Net income | 3,637,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,364,000 | USD | evidence → |
| Total capital | 27,034,000 | USD | evidence → |
| Risk-weighted assets | 208,708,000 | USD | evidence → |