Call report 2025Q2
HIGHLANDS COMMUNITY BANK — 2025Q2
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,552,000 | USD | evidence → |
| Total loans | 95,131,000 | USD | evidence → |
| Allowance for loan losses | 1,324,000 | USD | evidence → |
| Securities available for sale | 73,987,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,107,000 | USD | evidence → |
| Interest-bearing deposits | 129,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,367,000 | USD | evidence → |
| Equity capital | 19,224,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,163,000 | USD | evidence → |
| Interest expense | 1,244,000 | USD | evidence → |
| Net interest income | 2,919,000 | USD | evidence → |
| Noninterest income | 417,000 | USD | evidence → |
| Noninterest expense | 2,874,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 269,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 233,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,381,000 | USD | evidence → |