Call report 2025Q3
HIGHLANDS COMMUNITY BANK — 2025Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,282,000 | USD | evidence → |
| Total loans | 90,098,000 | USD | evidence → |
| Allowance for loan losses | 1,284,000 | USD | evidence → |
| Securities available for sale | 79,057,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,041,000 | USD | evidence → |
| Interest-bearing deposits | 125,148,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,893,000 | USD | evidence → |
| Equity capital | 20,150,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,253,000 | USD | evidence → |
| Interest expense | 1,837,000 | USD | evidence → |
| Net interest income | 4,416,000 | USD | evidence → |
| Noninterest income | 623,000 | USD | evidence → |
| Noninterest expense | 4,385,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 411,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 360,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,527,000 | USD | evidence → |