Call report 2025Q1
HIGHLANDS COMMUNITY BANK — 2025Q1
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,764,000 | USD | evidence → |
| Total loans | 99,291,000 | USD | evidence → |
| Allowance for loan losses | 1,286,000 | USD | evidence → |
| Securities available for sale | 71,039,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,214,000 | USD | evidence → |
| Interest-bearing deposits | 130,428,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,786,000 | USD | evidence → |
| Equity capital | 18,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,101,000 | USD | evidence → |
| Interest expense | 657,000 | USD | evidence → |
| Net interest income | 1,444,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 1,403,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 115,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,250,000 | USD | evidence → |