Call report 2024Q4
HIGHLANDS COMMUNITY BANK — 2024Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,402,000 | USD | evidence → |
| Total loans | 101,903,000 | USD | evidence → |
| Allowance for loan losses | 1,423,000 | USD | evidence → |
| Securities available for sale | 72,928,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,042,000 | USD | evidence → |
| Interest-bearing deposits | 136,262,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,780,000 | USD | evidence → |
| Equity capital | 17,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,925,000 | USD | evidence → |
| Interest expense | 3,279,000 | USD | evidence → |
| Net interest income | 5,646,000 | USD | evidence → |
| Noninterest income | 859,000 | USD | evidence → |
| Noninterest expense | 5,863,000 | USD | evidence → |
| Provision for loan losses | 541,000 | USD | evidence → |
| Pretax income | 138,000 | USD | evidence → |
| Income tax | -28,000 | USD | evidence → |
| Net income | 166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,145,000 | USD | evidence → |