Call report 2009Q3
HIGHLANDS COMMUNITY BANK — 2009Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,487,000 | USD | evidence → |
| Total loans | 50,142,000 | USD | evidence → |
| Allowance for loan losses | 557,000 | USD | evidence → |
| Securities available for sale | 31,731,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,481,000 | USD | evidence → |
| Interest-bearing deposits | 71,853,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,628,000 | USD | evidence → |
| Equity capital | 9,433,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,505,000 | USD | evidence → |
| Interest expense | 1,690,000 | USD | evidence → |
| Net interest income | 1,815,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 1,540,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 479,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 475,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,923,000 | USD | evidence → |
| Total capital | 9,480,000 | USD | evidence → |
| Risk-weighted assets | 61,242,000 | USD | evidence → |