Call report 2009Q4
HIGHLANDS COMMUNITY BANK — 2009Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,599,000 | USD | evidence → |
| Total loans | 51,935,000 | USD | evidence → |
| Allowance for loan losses | 574,000 | USD | evidence → |
| Securities available for sale | 31,631,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,916,000 | USD | evidence → |
| Interest-bearing deposits | 74,521,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,395,000 | USD | evidence → |
| Equity capital | 9,304,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,735,000 | USD | evidence → |
| Interest expense | 2,261,000 | USD | evidence → |
| Net interest income | 2,474,000 | USD | evidence → |
| Noninterest income | 414,000 | USD | evidence → |
| Noninterest expense | 2,111,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 596,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | 603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,060,000 | USD | evidence → |
| Total capital | 9,634,000 | USD | evidence → |
| Risk-weighted assets | 59,315,000 | USD | evidence → |