Call report 2009Q2
HIGHLANDS COMMUNITY BANK — 2009Q2
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,023,000 | USD | evidence → |
| Total loans | 48,062,000 | USD | evidence → |
| Allowance for loan losses | 550,000 | USD | evidence → |
| Securities available for sale | 30,162,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,094,000 | USD | evidence → |
| Interest-bearing deposits | 69,544,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,551,000 | USD | evidence → |
| Equity capital | 8,676,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,314,000 | USD | evidence → |
| Interest expense | 1,124,000 | USD | evidence → |
| Net interest income | 1,190,000 | USD | evidence → |
| Noninterest income | 200,000 | USD | evidence → |
| Noninterest expense | 989,000 | USD | evidence → |
| Provision for loan losses | 102,000 | USD | evidence → |
| Pretax income | 322,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,767,000 | USD | evidence → |
| Total capital | 9,317,000 | USD | evidence → |
| Risk-weighted assets | 60,535,000 | USD | evidence → |