Call report 2003Q2
HIGHLANDS COMMUNITY BANK — 2003Q2
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,624,000 | USD | evidence → |
| Total loans | 12,477,000 | USD | evidence → |
| Allowance for loan losses | 160,000 | USD | evidence → |
| Securities available for sale | 6,666,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,799,000 | USD | evidence → |
| Interest-bearing deposits | 20,553,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,246,000 | USD | evidence → |
| Equity capital | 6,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 519,000 | USD | evidence → |
| Interest expense | 230,000 | USD | evidence → |
| Net interest income | 289,000 | USD | evidence → |
| Noninterest income | 51,000 | USD | evidence → |
| Noninterest expense | 422,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | -165,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -165,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,691,000 | USD | evidence → |
| Total capital | 6,851,000 | USD | evidence → |
| Risk-weighted assets | 13,583,000 | USD | evidence → |