Call report 2003Q3
HIGHLANDS COMMUNITY BANK — 2003Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,716,000 | USD | evidence → |
| Total loans | 16,198,000 | USD | evidence → |
| Allowance for loan losses | 189,000 | USD | evidence → |
| Securities available for sale | 8,388,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,020,000 | USD | evidence → |
| Interest-bearing deposits | 24,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,581,000 | USD | evidence → |
| Equity capital | 6,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 878,000 | USD | evidence → |
| Interest expense | 370,000 | USD | evidence → |
| Net interest income | 508,000 | USD | evidence → |
| Noninterest income | 88,000 | USD | evidence → |
| Noninterest expense | 656,000 | USD | evidence → |
| Provision for loan losses | 116,000 | USD | evidence → |
| Pretax income | -175,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,681,000 | USD | evidence → |
| Total capital | 6,870,000 | USD | evidence → |
| Risk-weighted assets | 16,964,000 | USD | evidence → |