Call report 2003Q1
HIGHLANDS COMMUNITY BANK — 2003Q1
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,744,000 | USD | evidence → |
| Total loans | 8,964,000 | USD | evidence → |
| Allowance for loan losses | 123,000 | USD | evidence → |
| Securities available for sale | 5,604,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,931,000 | USD | evidence → |
| Interest-bearing deposits | 18,512,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,419,000 | USD | evidence → |
| Equity capital | 6,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 217,000 | USD | evidence → |
| Interest expense | 105,000 | USD | evidence → |
| Net interest income | 112,000 | USD | evidence → |
| Noninterest income | 13,000 | USD | evidence → |
| Noninterest expense | 194,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | -114,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,743,000 | USD | evidence → |
| Total capital | 6,866,000 | USD | evidence → |
| Risk-weighted assets | 11,090,000 | USD | evidence → |