Call report 2002Q4
HIGHLANDS COMMUNITY BANK — 2002Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,085,000 | USD | evidence → |
| Total loans | 5,136,000 | USD | evidence → |
| Allowance for loan losses | 80,000 | USD | evidence → |
| Securities available for sale | 2,010,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,176,000 | USD | evidence → |
| Interest-bearing deposits | 12,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,868,000 | USD | evidence → |
| Equity capital | 6,864,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 208,000 | USD | evidence → |
| Interest expense | 67,000 | USD | evidence → |
| Net interest income | 141,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 565,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | -498,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,856,000 | USD | evidence → |
| Total capital | 6,936,000 | USD | evidence → |
| Risk-weighted assets | 7,621,000 | USD | evidence → |