Call report 2025Q3
AMERICAN COMMUNITY BANK & TRUST — 2025Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,094,715,000 | USD | evidence → |
| Total loans | 741,081,000 | USD | evidence → |
| Allowance for loan losses | 9,619,000 | USD | evidence → |
| Securities available for sale | 235,325,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 940,214,000 | USD | evidence → |
| Interest-bearing deposits | 699,930,000 | USD | evidence → |
| Noninterest-bearing deposits | 240,284,000 | USD | evidence → |
| Equity capital | 113,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,726,000 | USD | evidence → |
| Interest expense | 13,924,000 | USD | evidence → |
| Net interest income | 27,802,000 | USD | evidence → |
| Noninterest income | 4,251,000 | USD | evidence → |
| Noninterest expense | 16,678,000 | USD | evidence → |
| Provision for loan losses | 5,829,000 | USD | evidence → |
| Pretax income | 9,785,000 | USD | evidence → |
| Income tax | 2,447,000 | USD | evidence → |
| Net income | 7,338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,312,000 | USD | evidence → |