Call report 2025Q4
AMERICAN COMMUNITY BANK & TRUST — 2025Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,140,613,000 | USD | evidence → |
| Total loans | 762,987,000 | USD | evidence → |
| Allowance for loan losses | 8,917,000 | USD | evidence → |
| Securities available for sale | 251,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 983,641,000 | USD | evidence → |
| Interest-bearing deposits | 741,456,000 | USD | evidence → |
| Noninterest-bearing deposits | 242,185,000 | USD | evidence → |
| Equity capital | 113,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 57,004,000 | USD | evidence → |
| Interest expense | 18,559,000 | USD | evidence → |
| Net interest income | 38,445,000 | USD | evidence → |
| Noninterest income | 5,823,000 | USD | evidence → |
| Noninterest expense | 23,013,000 | USD | evidence → |
| Provision for loan losses | 6,263,000 | USD | evidence → |
| Pretax income | 14,991,000 | USD | evidence → |
| Income tax | 3,792,000 | USD | evidence → |
| Net income | 11,199,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,289,000 | USD | evidence → |