Call report 2025Q2
AMERICAN COMMUNITY BANK & TRUST — 2025Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,046,526,000 | USD | evidence → |
| Total loans | 738,148,000 | USD | evidence → |
| Allowance for loan losses | 9,318,000 | USD | evidence → |
| Securities available for sale | 186,975,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 894,401,000 | USD | evidence → |
| Interest-bearing deposits | 649,036,000 | USD | evidence → |
| Noninterest-bearing deposits | 245,365,000 | USD | evidence → |
| Equity capital | 112,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,927,000 | USD | evidence → |
| Interest expense | 9,128,000 | USD | evidence → |
| Net interest income | 17,799,000 | USD | evidence → |
| Noninterest income | 2,713,000 | USD | evidence → |
| Noninterest expense | 10,851,000 | USD | evidence → |
| Provision for loan losses | 5,256,000 | USD | evidence → |
| Pretax income | 4,746,000 | USD | evidence → |
| Income tax | 1,120,000 | USD | evidence → |
| Net income | 3,626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,487,000 | USD | evidence → |
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