Call report 2025Q1
AMERICAN COMMUNITY BANK & TRUST — 2025Q1
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,037,593,000 | USD | evidence → |
| Total loans | 678,080,000 | USD | evidence → |
| Allowance for loan losses | 8,226,000 | USD | evidence → |
| Securities available for sale | 260,776,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 887,589,000 | USD | evidence → |
| Interest-bearing deposits | 655,361,000 | USD | evidence → |
| Noninterest-bearing deposits | 232,228,000 | USD | evidence → |
| Equity capital | 110,831,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,243,000 | USD | evidence → |
| Interest expense | 4,572,000 | USD | evidence → |
| Net interest income | 8,671,000 | USD | evidence → |
| Noninterest income | 1,298,000 | USD | evidence → |
| Noninterest expense | 5,175,000 | USD | evidence → |
| Provision for loan losses | 495,000 | USD | evidence → |
| Pretax income | 4,269,000 | USD | evidence → |
| Income tax | 1,117,000 | USD | evidence → |
| Net income | 3,152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 113,902,000 | USD | evidence → |