Call report 2024Q4
AMERICAN COMMUNITY BANK & TRUST — 2024Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 969,755,000 | USD | evidence → |
| Total loans | 677,782,000 | USD | evidence → |
| Allowance for loan losses | 7,868,000 | USD | evidence → |
| Securities available for sale | 206,838,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 824,604,000 | USD | evidence → |
| Interest-bearing deposits | 577,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 246,649,000 | USD | evidence → |
| Equity capital | 106,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,867,000 | USD | evidence → |
| Interest expense | 25,005,000 | USD | evidence → |
| Net interest income | 31,862,000 | USD | evidence → |
| Noninterest income | 4,583,000 | USD | evidence → |
| Noninterest expense | 20,271,000 | USD | evidence → |
| Provision for loan losses | 1,485,000 | USD | evidence → |
| Pretax income | 15,610,000 | USD | evidence → |
| Income tax | 3,724,000 | USD | evidence → |
| Net income | 11,886,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,659,000 | USD | evidence → |