Call report 2009Q1
AMERICAN COMMUNITY BANK & TRUST — 2009Q1
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 604,746,000 | USD | evidence → |
| Total loans | 491,224,000 | USD | evidence → |
| Allowance for loan losses | 9,168,000 | USD | evidence → |
| Securities available for sale | 15,713,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 535,859,000 | USD | evidence → |
| Interest-bearing deposits | 489,026,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,833,000 | USD | evidence → |
| Equity capital | 52,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,534,000 | USD | evidence → |
| Interest expense | 3,654,000 | USD | evidence → |
| Net interest income | 3,880,000 | USD | evidence → |
| Noninterest income | 335,000 | USD | evidence → |
| Noninterest expense | 2,625,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 840,000 | USD | evidence → |
| Income tax | 309,000 | USD | evidence → |
| Net income | 531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,633,000 | USD | evidence → |
| Total capital | 58,579,000 | USD | evidence → |
| Risk-weighted assets | 472,483,000 | USD | evidence → |