Call report 2008Q4
AMERICAN COMMUNITY BANK & TRUST — 2008Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 610,904,000 | USD | evidence → |
| Total loans | 499,068,000 | USD | evidence → |
| Allowance for loan losses | 9,369,000 | USD | evidence → |
| Securities available for sale | 16,053,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 545,259,000 | USD | evidence → |
| Interest-bearing deposits | 494,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,693,000 | USD | evidence → |
| Equity capital | 48,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,637,000 | USD | evidence → |
| Interest expense | 16,576,000 | USD | evidence → |
| Net interest income | 17,061,000 | USD | evidence → |
| Noninterest income | 1,172,000 | USD | evidence → |
| Noninterest expense | 8,417,000 | USD | evidence → |
| Provision for loan losses | 6,305,000 | USD | evidence → |
| Pretax income | 3,586,000 | USD | evidence → |
| Income tax | 1,467,000 | USD | evidence → |
| Net income | 2,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,837,000 | USD | evidence → |
| Total capital | 55,006,000 | USD | evidence → |
| Risk-weighted assets | 490,319,000 | USD | evidence → |