Call report 2009Q2
AMERICAN COMMUNITY BANK & TRUST — 2009Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 607,700,000 | USD | evidence → |
| Total loans | 480,682,000 | USD | evidence → |
| Allowance for loan losses | 9,276,000 | USD | evidence → |
| Securities available for sale | 15,686,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 532,656,000 | USD | evidence → |
| Interest-bearing deposits | 477,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,886,000 | USD | evidence → |
| Equity capital | 58,837,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,114,000 | USD | evidence → |
| Interest expense | 7,135,000 | USD | evidence → |
| Net interest income | 7,979,000 | USD | evidence → |
| Noninterest income | 640,000 | USD | evidence → |
| Noninterest expense | 5,375,000 | USD | evidence → |
| Provision for loan losses | 1,965,000 | USD | evidence → |
| Pretax income | 1,279,000 | USD | evidence → |
| Income tax | 336,000 | USD | evidence → |
| Net income | 943,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,645,000 | USD | evidence → |
| Total capital | 64,517,000 | USD | evidence → |
| Risk-weighted assets | 466,378,000 | USD | evidence → |