Call report 2008Q3
AMERICAN COMMUNITY BANK & TRUST — 2008Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 606,928,000 | USD | evidence → |
| Total loans | 516,349,000 | USD | evidence → |
| Allowance for loan losses | 5,291,000 | USD | evidence → |
| Securities available for sale | 11,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 539,339,000 | USD | evidence → |
| Interest-bearing deposits | 486,493,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,846,000 | USD | evidence → |
| Equity capital | 51,189,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,344,000 | USD | evidence → |
| Interest expense | 12,473,000 | USD | evidence → |
| Net interest income | 12,871,000 | USD | evidence → |
| Noninterest income | 1,052,000 | USD | evidence → |
| Noninterest expense | 6,390,000 | USD | evidence → |
| Provision for loan losses | 835,000 | USD | evidence → |
| Pretax income | 6,773,000 | USD | evidence → |
| Income tax | 2,600,000 | USD | evidence → |
| Net income | 4,173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,141,000 | USD | evidence → |
| Total capital | 56,432,000 | USD | evidence → |
| Risk-weighted assets | 502,569,000 | USD | evidence → |