Call report 2008Q2
AMERICAN COMMUNITY BANK & TRUST — 2008Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 581,011,000 | USD | evidence → |
| Total loans | 501,907,000 | USD | evidence → |
| Allowance for loan losses | 5,561,000 | USD | evidence → |
| Securities available for sale | 12,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 514,222,000 | USD | evidence → |
| Interest-bearing deposits | 466,036,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,186,000 | USD | evidence → |
| Equity capital | 50,380,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,984,000 | USD | evidence → |
| Interest expense | 8,296,000 | USD | evidence → |
| Net interest income | 8,688,000 | USD | evidence → |
| Noninterest income | 689,000 | USD | evidence → |
| Noninterest expense | 4,242,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 5,060,000 | USD | evidence → |
| Income tax | 1,940,000 | USD | evidence → |
| Net income | 3,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,312,000 | USD | evidence → |
| Total capital | 55,873,000 | USD | evidence → |
| Risk-weighted assets | 491,879,000 | USD | evidence → |