Call report 2007Q3
AMERICAN COMMUNITY BANK & TRUST — 2007Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 507,679,000 | USD | evidence → |
| Total loans | 431,606,000 | USD | evidence → |
| Allowance for loan losses | 5,339,000 | USD | evidence → |
| Securities available for sale | 15,926,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 453,907,000 | USD | evidence → |
| Interest-bearing deposits | 408,119,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,788,000 | USD | evidence → |
| Equity capital | 46,683,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,529,000 | USD | evidence → |
| Interest expense | 13,021,000 | USD | evidence → |
| Net interest income | 11,508,000 | USD | evidence → |
| Noninterest income | 971,000 | USD | evidence → |
| Noninterest expense | 5,918,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 6,261,000 | USD | evidence → |
| Income tax | 2,358,000 | USD | evidence → |
| Net income | 3,903,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,641,000 | USD | evidence → |
| Total capital | 51,980,000 | USD | evidence → |
| Risk-weighted assets | 431,817,000 | USD | evidence → |