Call report 2007Q4
AMERICAN COMMUNITY BANK & TRUST — 2007Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 518,371,000 | USD | evidence → |
| Total loans | 441,957,000 | USD | evidence → |
| Allowance for loan losses | 5,411,000 | USD | evidence → |
| Securities available for sale | 15,423,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 462,981,000 | USD | evidence → |
| Interest-bearing deposits | 418,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,038,000 | USD | evidence → |
| Equity capital | 47,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,163,000 | USD | evidence → |
| Interest expense | 17,595,000 | USD | evidence → |
| Net interest income | 15,568,000 | USD | evidence → |
| Noninterest income | 1,231,000 | USD | evidence → |
| Noninterest expense | 7,878,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 8,546,000 | USD | evidence → |
| Income tax | 3,253,000 | USD | evidence → |
| Net income | 5,293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,736,000 | USD | evidence → |
| Total capital | 53,147,000 | USD | evidence → |
| Risk-weighted assets | 437,149,000 | USD | evidence → |