Call report 2007Q2
AMERICAN COMMUNITY BANK & TRUST — 2007Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,090,000 | USD | evidence → |
| Total loans | 420,679,000 | USD | evidence → |
| Allowance for loan losses | 5,264,000 | USD | evidence → |
| Securities available for sale | 17,839,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,450,000 | USD | evidence → |
| Interest-bearing deposits | 393,050,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,400,000 | USD | evidence → |
| Equity capital | 45,136,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,954,000 | USD | evidence → |
| Interest expense | 8,454,000 | USD | evidence → |
| Net interest income | 7,500,000 | USD | evidence → |
| Noninterest income | 613,000 | USD | evidence → |
| Noninterest expense | 4,057,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 3,831,000 | USD | evidence → |
| Income tax | 1,444,000 | USD | evidence → |
| Net income | 2,387,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,187,000 | USD | evidence → |
| Total capital | 50,416,000 | USD | evidence → |
| Risk-weighted assets | 418,276,000 | USD | evidence → |