Call report 2005Q3
AMERICAN COMMUNITY BANK & TRUST — 2005Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 401,431,000 | USD | evidence → |
| Total loans | 327,458,000 | USD | evidence → |
| Allowance for loan losses | 4,289,000 | USD | evidence → |
| Securities available for sale | 26,582,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,910,000 | USD | evidence → |
| Interest-bearing deposits | 327,581,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,329,000 | USD | evidence → |
| Equity capital | 34,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,407,000 | USD | evidence → |
| Interest expense | 6,715,000 | USD | evidence → |
| Net interest income | 8,692,000 | USD | evidence → |
| Noninterest income | 687,000 | USD | evidence → |
| Noninterest expense | 5,076,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 3,864,000 | USD | evidence → |
| Income tax | 1,464,000 | USD | evidence → |
| Net income | 2,400,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,129,000 | USD | evidence → |
| Total capital | 38,274,000 | USD | evidence → |
| Risk-weighted assets | 331,432,000 | USD | evidence → |