Call report 2005Q4
AMERICAN COMMUNITY BANK & TRUST — 2005Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 415,086,000 | USD | evidence → |
| Total loans | 344,983,000 | USD | evidence → |
| Allowance for loan losses | 4,439,000 | USD | evidence → |
| Securities available for sale | 31,538,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,595,000 | USD | evidence → |
| Interest-bearing deposits | 334,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,457,000 | USD | evidence → |
| Equity capital | 34,753,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,644,000 | USD | evidence → |
| Interest expense | 9,685,000 | USD | evidence → |
| Net interest income | 11,959,000 | USD | evidence → |
| Noninterest income | 918,000 | USD | evidence → |
| Noninterest expense | 6,936,000 | USD | evidence → |
| Provision for loan losses | 690,000 | USD | evidence → |
| Pretax income | 5,352,000 | USD | evidence → |
| Income tax | 2,024,000 | USD | evidence → |
| Net income | 3,328,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,879,000 | USD | evidence → |
| Total capital | 39,170,000 | USD | evidence → |
| Risk-weighted assets | 343,145,000 | USD | evidence → |