Call report 2005Q2
AMERICAN COMMUNITY BANK & TRUST — 2005Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 381,148,000 | USD | evidence → |
| Total loans | 300,354,000 | USD | evidence → |
| Allowance for loan losses | 4,139,000 | USD | evidence → |
| Securities available for sale | 23,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,859,000 | USD | evidence → |
| Interest-bearing deposits | 307,676,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,183,000 | USD | evidence → |
| Equity capital | 33,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,794,000 | USD | evidence → |
| Interest expense | 4,166,000 | USD | evidence → |
| Net interest income | 5,628,000 | USD | evidence → |
| Noninterest income | 466,000 | USD | evidence → |
| Noninterest expense | 3,349,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 2,456,000 | USD | evidence → |
| Income tax | 936,000 | USD | evidence → |
| Net income | 1,520,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,423,000 | USD | evidence → |
| Total capital | 37,278,000 | USD | evidence → |
| Risk-weighted assets | 308,079,000 | USD | evidence → |