Call report 2005Q1
AMERICAN COMMUNITY BANK & TRUST — 2005Q1
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,224,000 | USD | evidence → |
| Total loans | 285,475,000 | USD | evidence → |
| Allowance for loan losses | 3,944,000 | USD | evidence → |
| Securities available for sale | 24,125,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,217,000 | USD | evidence → |
| Interest-bearing deposits | 287,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,473,000 | USD | evidence → |
| Equity capital | 32,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,676,000 | USD | evidence → |
| Interest expense | 1,931,000 | USD | evidence → |
| Net interest income | 2,745,000 | USD | evidence → |
| Noninterest income | 227,000 | USD | evidence → |
| Noninterest expense | 1,679,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 1,199,000 | USD | evidence → |
| Income tax | 457,000 | USD | evidence → |
| Net income | 742,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,798,000 | USD | evidence → |
| Total capital | 36,474,000 | USD | evidence → |
| Risk-weighted assets | 293,816,000 | USD | evidence → |