Call report 2004Q4
AMERICAN COMMUNITY BANK & TRUST — 2004Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 344,673,000 | USD | evidence → |
| Total loans | 284,633,000 | USD | evidence → |
| Allowance for loan losses | 3,749,000 | USD | evidence → |
| Securities available for sale | 16,945,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 309,601,000 | USD | evidence → |
| Interest-bearing deposits | 272,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,711,000 | USD | evidence → |
| Equity capital | 32,289,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,461,000 | USD | evidence → |
| Interest expense | 5,697,000 | USD | evidence → |
| Net interest income | 9,764,000 | USD | evidence → |
| Noninterest income | 907,000 | USD | evidence → |
| Noninterest expense | 6,045,000 | USD | evidence → |
| Provision for loan losses | 960,000 | USD | evidence → |
| Pretax income | 3,703,000 | USD | evidence → |
| Income tax | 1,382,000 | USD | evidence → |
| Net income | 2,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,192,000 | USD | evidence → |
| Total capital | 35,732,000 | USD | evidence → |
| Risk-weighted assets | 283,030,000 | USD | evidence → |