Call report 2004Q3
AMERICAN COMMUNITY BANK & TRUST — 2004Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 329,018,000 | USD | evidence → |
| Total loans | 269,599,000 | USD | evidence → |
| Allowance for loan losses | 3,509,000 | USD | evidence → |
| Securities available for sale | 17,866,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,059,000 | USD | evidence → |
| Interest-bearing deposits | 260,115,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,944,000 | USD | evidence → |
| Equity capital | 31,753,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,961,000 | USD | evidence → |
| Interest expense | 3,988,000 | USD | evidence → |
| Net interest income | 6,973,000 | USD | evidence → |
| Noninterest income | 684,000 | USD | evidence → |
| Noninterest expense | 4,406,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | 2,568,000 | USD | evidence → |
| Income tax | 954,000 | USD | evidence → |
| Net income | 1,614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,608,000 | USD | evidence → |
| Total capital | 34,974,000 | USD | evidence → |
| Risk-weighted assets | 269,117,000 | USD | evidence → |