Call report 2004Q2
AMERICAN COMMUNITY BANK & TRUST — 2004Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,577,000 | USD | evidence → |
| Total loans | 250,296,000 | USD | evidence → |
| Allowance for loan losses | 3,269,000 | USD | evidence → |
| Securities available for sale | 18,257,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,276,000 | USD | evidence → |
| Interest-bearing deposits | 243,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,515,000 | USD | evidence → |
| Equity capital | 31,133,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,948,000 | USD | evidence → |
| Interest expense | 2,451,000 | USD | evidence → |
| Net interest income | 4,497,000 | USD | evidence → |
| Noninterest income | 475,000 | USD | evidence → |
| Noninterest expense | 2,910,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 1,601,000 | USD | evidence → |
| Income tax | 592,000 | USD | evidence → |
| Net income | 1,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,118,000 | USD | evidence → |
| Total capital | 34,250,000 | USD | evidence → |
| Risk-weighted assets | 250,448,000 | USD | evidence → |