Call report 2004Q1
AMERICAN COMMUNITY BANK & TRUST — 2004Q1
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 285,729,000 | USD | evidence → |
| Total loans | 230,297,000 | USD | evidence → |
| Allowance for loan losses | 3,029,000 | USD | evidence → |
| Securities available for sale | 19,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 253,353,000 | USD | evidence → |
| Interest-bearing deposits | 224,136,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,217,000 | USD | evidence → |
| Equity capital | 31,018,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,391,000 | USD | evidence → |
| Interest expense | 1,189,000 | USD | evidence → |
| Net interest income | 2,202,000 | USD | evidence → |
| Noninterest income | 223,000 | USD | evidence → |
| Noninterest expense | 1,450,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 754,000 | USD | evidence → |
| Income tax | 278,000 | USD | evidence → |
| Net income | 476,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,689,000 | USD | evidence → |
| Total capital | 33,527,000 | USD | evidence → |
| Risk-weighted assets | 226,843,000 | USD | evidence → |