Call report 2003Q4
AMERICAN COMMUNITY BANK & TRUST — 2003Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,821,000 | USD | evidence → |
| Total loans | 221,664,000 | USD | evidence → |
| Allowance for loan losses | 2,789,000 | USD | evidence → |
| Securities available for sale | 19,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,472,000 | USD | evidence → |
| Interest-bearing deposits | 218,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,356,000 | USD | evidence → |
| Equity capital | 30,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,950,000 | USD | evidence → |
| Interest expense | 4,578,000 | USD | evidence → |
| Net interest income | 7,372,000 | USD | evidence → |
| Noninterest income | 922,000 | USD | evidence → |
| Noninterest expense | 5,528,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 1,926,000 | USD | evidence → |
| Income tax | 704,000 | USD | evidence → |
| Net income | 1,222,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,317,000 | USD | evidence → |
| Total capital | 33,075,000 | USD | evidence → |
| Risk-weighted assets | 220,631,000 | USD | evidence → |