Call report 2003Q3
AMERICAN COMMUNITY BANK & TRUST — 2003Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,391,000 | USD | evidence → |
| Total loans | 211,846,000 | USD | evidence → |
| Allowance for loan losses | 2,579,000 | USD | evidence → |
| Securities available for sale | 17,748,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,945,000 | USD | evidence → |
| Interest-bearing deposits | 213,095,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,850,000 | USD | evidence → |
| Equity capital | 30,147,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,586,000 | USD | evidence → |
| Interest expense | 3,370,000 | USD | evidence → |
| Net interest income | 5,216,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 4,158,000 | USD | evidence → |
| Provision for loan losses | 630,000 | USD | evidence → |
| Pretax income | 1,192,000 | USD | evidence → |
| Income tax | 433,000 | USD | evidence → |
| Net income | 759,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,957,000 | USD | evidence → |
| Total capital | 32,511,000 | USD | evidence → |
| Risk-weighted assets | 204,333,000 | USD | evidence → |