Call report 2003Q2
AMERICAN COMMUNITY BANK & TRUST — 2003Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,729,000 | USD | evidence → |
| Total loans | 190,420,000 | USD | evidence → |
| Allowance for loan losses | 2,369,000 | USD | evidence → |
| Securities available for sale | 21,707,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,897,000 | USD | evidence → |
| Interest-bearing deposits | 198,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,496,000 | USD | evidence → |
| Equity capital | 19,888,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,488,000 | USD | evidence → |
| Interest expense | 2,179,000 | USD | evidence → |
| Net interest income | 3,309,000 | USD | evidence → |
| Noninterest income | 448,000 | USD | evidence → |
| Noninterest expense | 2,689,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 648,000 | USD | evidence → |
| Income tax | 236,000 | USD | evidence → |
| Net income | 412,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,700,000 | USD | evidence → |
| Total capital | 22,020,000 | USD | evidence → |
| Risk-weighted assets | 185,564,000 | USD | evidence → |